- Housing Loan
Buying a house is a dream for many and involves a lot of financial planning. We makes it simpler for those who want to realise this dream. We offer you Home Loan solution and information to either purchase/construct a new home, or renovate an existing one.
- Personal loan
A personal loan is a type of unsecured loan and helps you meet your current financial needs. You don’t usually need to pledge any security or collateral while availing a personal loan and your lender provides you with the flexibility to use the funds as per your need. It can serve as your solution for managing your travel costs and wedding expenses as well as the expenses of a medical emergency, home renovation, debt consolidation and others.
- Mortgage loan
A mortgage loan is one in which you secure funds by pledging your property. Usually, the amount of funding you can avail will be up to 60% of the registered value of the property. Some banks also offer mortgage loans up to Rs.10 crore. The repayment tenure for mortgage loans can be up to 15 years.
- Life Insurance
Life insurance is important, as it protects your family and lets you leave them a non-taxable amount at the time of death. It is also used to cover your mortgage and your personal loans, such as your car loan. Your individual life insurance follows you when you retire and you are no longer insured by your employer. This insurance will also replace your family income when resources are less so they can maintain their quality of life.
Mediclaim is one of the most important insurance investments that an individual should make in his/her life. With the increase in lifestyle-related diseases, it has become extremely important for everyone to have health cover irrespective of age or income. It is always better to enter a health insurance policy as early as possible to get various advantages.